AAA Member Rewards

Visa® Credit Card

Get a $50 Walmart gift card offer1

AAA Member Rewards VISA Card

AAA Member Rewards Visa® Credit Card

Get a $50 Walmart gift card offer.1


The AAA Member Rewards Visa® credit card lets you earn rewards on all of your purchases, from everyday expenses to big-ticket travel plans.

New Cardholders: Receive a $50 Walmart gift card after making at least $500 in purchases within the first 90 days. (students not eligible).1

New Cardholders: Earn unlimited rewards and get a $50 statement credit after you make at least $500 in purchases within the first 90 days.1

New Cardholders: Earn unlimited rewards and get a $50 statement credit after you make at least $250 in purchases within the first 90 days.1

How do I earn points and what are they worth?

How to earn and redeem points

Use your card for everyday purchases and you automatically earn points.2

  • 3x points = 3% cash back on qualifying AAA and travel purchases
  • 2x points = 2% cash back on gas, grocery store, and drugstore purchases.
  • 1 point per $1 = 1% cash back on purchases everywhere else.
How to earn and use points

Cash back or statement credit toward your next bill


Gift cards to huge selection of retailers and other outlets


AAA vouchers good for travel or AAA membership fees


AAA Approved Auto Repair facility vouchers

What makes our credit card program world-class?

  • No annual fee3: One less expense to worry about.
  • No foreign transaction fees3: Avoid extra costs when using your card outside of the U.S.
  • $0 Liability Guarantee4: You won’t pay for fraudulent purchases if your card is stolen.
  • Simplicity: Our points are consistent—the 3X and 2X bonus categories do not change.
  • No cap: Earn as many points as you like, with no annual limits.
  • Flexibility: Our points don’t expire for five years.

Applying is easy

  • Click the Apply Now button.
  • Complete the simple application.
  • Receive a response in as little as 60 seconds. If approved, your card may be used immediately.

Or, call 1-866-665-35811-866-665-3581 to speak with an agent

Current Cardholders

Learn more in Frequently Asked Questions

1Gift Card Offer valid June 1 - August 31, 2017. You will qualify for a $50 Wal-Mart gift card if you use your new credit card account to make any combination of Purchase transactions totaling at least $500 (exclusive of any fees, returns and adjustments) that post to your account within 90 days of the account open date. Limit one (1) gift card per new account. This one-time promotion is limited to new customers opening an account in response to this offer. Allow 8-12 weeks from qualifying for the delivery of the gift card. Offer sponsored by Bank of America. We may substitute an item of equal or greater value and we are not responsible for lost, stolen or undelivered merchandise. Federal law prohibits students from receiving the gift card premium. The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such reward. Please consult your tax advisor, as neither we, nor our affiliates, provide tax advice.

2How You Earn Points: You earn points when you use your card to make purchases, minus returns, credits and adjustments (“Purchases”). The following transactions are not considered Purchases and will not earn points: Balance Transfers and Cash Advances (each as defined in your Credit Card Agreement), fees, interest charges, fraudulent transactions and certain other charges. 1 Point: Earn 1 point (base point) for every $1 of Purchases charged to the credit card each billing cycle. 2 Points: Earn 2 points (consisting of 1 bonus point and 1 base point) per $1 for Purchases made with the card at any eligible gas, grocery store or pharmacy retail merchant categories as designated by Bank of America. 3 Points: Earn 3 points (consisting of 2 bonus points and 1 base point) per $1 for Purchases made with the card through any participating AAA Club when AAA is the merchant of record, or at eligible retail travel merchant categories as designated by Bank of America. Points Expiration: Points expire 5 years after the month they were earned. Rewards Program Rules: Program Rules containing additional details will be sent to you with your new account materials. Other significant terms apply. Program subject to change. 0217ALL.Rewards.AAA. Member.PartnerMarketing.0217

3For information about the rates, fees, other costs and benefits associated with the use of the card, click on the Apply Now button above and refer to the disclosure accompanying the application for details.

4The $0 Liability Guarantee covers fraudulent transactions made by others using your account. To be covered, don’t share personal or account information with anyone. Claims may only be filed by accountholder against posted and settled transactions subject to dollar limits and verification, including providing requested information supporting fraudulent use claim.

This credit card program is issued and administered by Bank of America, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the Issuer pursuant to license for Visa U.S.A. Inc. AAA is a trademark of American Automobile Association, Inc.

©2017 Bank of America Corporation.